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Boost to Buy

Nation-leading home ownership scheme to reduce the deposit gap for first home buyers and deliver a place to call home for more Queenslanders sooner.

Eligibility checker How it works
Lower deposit

Buy your first home with a 2% deposit for a property valued up to $1 million.

Government equity contributions

Equity contributions up to 30% for new homes and 25% for existing homes.

Supporting regional Queenslanders

Half of all Boost to Buy places are reserved for regional Queensland.

Applications update

Initial release update: South East Queensland allocations are now exhausted. A limited number of regional Queensland allocations are available. Check the approved lender Unity Bank’s website for the latest details. 

More places will be released for South East Queensland and regional Queensland in early 2026. 

To apply, you must use the approved lender, Unity Bank, for your home loan. If you meet the eligibility criteria, they will submit a Boost to Buy application on your behalf.

Eligibility checker How it works
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Boost to Buy overview

Learn how Boost to Buy can get you into your first home sooner.

How Boost to Buy works

Learn about shared equity, considerations when purchasing a property and how to comply with ongoing obligations.

Eligibility, ongoing obligations and exit process

Find out what homes you can buy, if you are eligible, ongoing obligations to remain eligible and how to exit the scheme.

How to apply

Understand the step-by-step application process and find the list of approved lenders.

Two people talking in the kitchen

Understand shared equity

Learn about shared equity, including how the government’s share is calculated and how to increase your share.

Last updated: 23 December 2025